I happen to love Maui. You likely will too. Conde Nast magazines consistently rate it in the top 5 destinations for families.
Today, Westjet.com is offering seat sale prices to Maui and Honolulu, Hawaii. Most prices are under $200 each way, from Canada. For example, Edmonton (YEG) to Maui (OGG) has great flight times. If you go on June 15th and return on the 23rd, including all taxes is $590 per person. Heck of a deal! That's flight only, so you would need to secure a hotel separately, but that's easy to do.
This is a limited time offer. Very limited. Westjet calls it their Blue Tag Thursday specials. The sale is 4 hours only and just started. Flights are in May and June.
If it's in the budget, and you have your credit card and calendar handy you should definitely check it out!
Westjet sale
Thursday, March 31, 2011
Wednesday, March 30, 2011
Evacuation kit
Ok lets's do this. Yes, this weekend. Flooding is imminent in many areas. It's not a question of "if," it's a question of when and how bad. Stop procrastinating! It's time to make this happen.
First off, where will you go? Do you have a relative or friend that can accomodate your family for a week, or perhaps longer? Or, would your homeowner's insurance pay for a hotel if you were displaced? Perhaps it's time to call a hotel and book a tentative stay. You don't want to be scrambling at the last minute.
Next, literally, buy a big Rubbermaid tub, or perhaps two. The first would be for food and supplies, the other for clothes and personal effects. However, in the even of extreme emergency and for example, a helicopter or boat rescue, the only thing you might be able to take is a backpack... so include that in tub #2.
In the first tub store water and non perishable food to last 72 hours, for your family and pets. Include a can opener, plates, matches, a candle, plastic garbage bags, a flashlight, empty coffee can and toilet paper. The empty coffee can and garbage bags are often overlooked but are two of the most important and most multi-purpose items. A tarp, gloves, a pocket knife, a battery or crank operated radio, bandages and a first aid kit are also recommended.
In your second tub, the most important items are your personal identification, a phone, cash (ATM, debit etc may not be available) insurance info (phone/contact number/file number) clothing including hats and footwear, medication.
Lastly, know your physical evacuation route. What highway will you take? Who is your point of contact? Pick one friend or family member to communicate with. They can update the others. At what point should they start looking for you?
It sounds very scary. But all you need to do is to think like a Boy Scout. Plan ahead and prepare, then hope for the best. Start "tuning in" to local authorities. Most areas have web sites or hotlines to call for the latest flood forecasts and information. And while I have mentioned flooding here, these emergency prepared kits/evacuation kits would be the same in response to fire evacuation, earthquake or other natural disaster.
As I asked in another blog posting... can you do 72?
First off, where will you go? Do you have a relative or friend that can accomodate your family for a week, or perhaps longer? Or, would your homeowner's insurance pay for a hotel if you were displaced? Perhaps it's time to call a hotel and book a tentative stay. You don't want to be scrambling at the last minute.
Next, literally, buy a big Rubbermaid tub, or perhaps two. The first would be for food and supplies, the other for clothes and personal effects. However, in the even of extreme emergency and for example, a helicopter or boat rescue, the only thing you might be able to take is a backpack... so include that in tub #2.
In the first tub store water and non perishable food to last 72 hours, for your family and pets. Include a can opener, plates, matches, a candle, plastic garbage bags, a flashlight, empty coffee can and toilet paper. The empty coffee can and garbage bags are often overlooked but are two of the most important and most multi-purpose items. A tarp, gloves, a pocket knife, a battery or crank operated radio, bandages and a first aid kit are also recommended.
In your second tub, the most important items are your personal identification, a phone, cash (ATM, debit etc may not be available) insurance info (phone/contact number/file number) clothing including hats and footwear, medication.
Lastly, know your physical evacuation route. What highway will you take? Who is your point of contact? Pick one friend or family member to communicate with. They can update the others. At what point should they start looking for you?
It sounds very scary. But all you need to do is to think like a Boy Scout. Plan ahead and prepare, then hope for the best. Start "tuning in" to local authorities. Most areas have web sites or hotlines to call for the latest flood forecasts and information. And while I have mentioned flooding here, these emergency prepared kits/evacuation kits would be the same in response to fire evacuation, earthquake or other natural disaster.
As I asked in another blog posting... can you do 72?
Friday, March 25, 2011
Five dollars of happiness
I bet you're thinking that $5 of happiness is $5 spent on ice cream! Or at least you may have guessed that's what I would say. But in this case, no. Ok, and yes. Because $5 spent on a medium Oreo Arctic Whip, or one in Rolo is indeed happiness and money well spent. But what I intended to write about is the lottery.
Whether you are in Canada, or the USA, there are big lotto draws this weekend! I generally don't buy or advocate for lotteries, but I DO like to dream a bit. So tonight when I pick up a ticket I'm going to think about it as $5 worth of happiness regardless of the outcomes.
I absolutely know that the odds are against winning the lotto. And this will be the only $5 I put into Lotto Max this month, but here's why I think of it as five dollars of happiness.... When I buy a ticket I don't check it right after the draw. I wait at least one whole day. I don't look up the winning numbers or even consider validating the ticket until I have thought about what I would do IF I was rich. I almost "pretend" I have the winning ticket and think about all the trips and things I would do IF I won the lotto. It's a great day of "what would I do." It gives me a chance to dream and think about all the people whose lives I could enrich if I had that ability. I think about which island I would charter a plane to and take all my friends. It's a fun, cheap escape from reality.
I know it's just postponing the disappointment of a losing ticket, but I still do get a kick out of it. $5 of "happiness." It's great for the end of hard week. A little "what if" reward. Then again, you might choose ice cream. That's a sure bet!!
Whether you are in Canada, or the USA, there are big lotto draws this weekend! I generally don't buy or advocate for lotteries, but I DO like to dream a bit. So tonight when I pick up a ticket I'm going to think about it as $5 worth of happiness regardless of the outcomes.
I absolutely know that the odds are against winning the lotto. And this will be the only $5 I put into Lotto Max this month, but here's why I think of it as five dollars of happiness.... When I buy a ticket I don't check it right after the draw. I wait at least one whole day. I don't look up the winning numbers or even consider validating the ticket until I have thought about what I would do IF I was rich. I almost "pretend" I have the winning ticket and think about all the trips and things I would do IF I won the lotto. It's a great day of "what would I do." It gives me a chance to dream and think about all the people whose lives I could enrich if I had that ability. I think about which island I would charter a plane to and take all my friends. It's a fun, cheap escape from reality.
I know it's just postponing the disappointment of a losing ticket, but I still do get a kick out of it. $5 of "happiness." It's great for the end of hard week. A little "what if" reward. Then again, you might choose ice cream. That's a sure bet!!
Sunday, March 20, 2011
Organizing your next travel adventure
If you can google it, you can research it. If you can research it, you can live it. Anything is possible. You just have to figure out what you want.
If you want fabulous travel stories and money is no object, pick up a magazine and choose something from the glossy pages. Phone, or click and start your vacation. IF you're more like me, and money is always an issue, then you need to put in the time and do the research.
First... what kind of vacation are you after? Tropical? European? Land or Sea? Backyard adventure? Hands on experience? Something you saw on TV?
Step 2... Google. What did you see in the magazine that you wanted? Now, do you want to be on that exact beach or something similar? Or do you want to eat in a restaurant you saw on the Food Network? Where is it?
Step 3... How do you get there? Car, plane? If it's a plane... research what airlines fly to your potential destination. Is it seasonal service? What does it cost?
Step 4... Research the the country, the climate, the politics, the money, the crime, the tourism industry, the activities available. Can you live with the answers? If yes, keep going. If not, move on to another destination. What do the folks on Trip Advisor have to say about it?
Step 5.... Find out where you want to stay. Then... and this is the most important step.... find a way to start communicating with them. Usually this is as easy as subscribing to their e-mail list. It won't be long before they are sending you special offers. This includes getting on the mailing list of the airline you plan to use so that you get notice of seat sales. Seat sales often only last a day or two. It pays (or saves!) to be on top of this.
Step 6... Price out your potential vacation. Try it in various months or dates. National holidays and school holidays (Easter, Thanksgiving, Spring Break etc) will tend to be higher. Can you go at less busy times? Once you have a good grasp on the cost, start planning and saving. Corny as it may sound... I have a big glass pickle that says "My Maui Money" on it. You can bet it's a great visual reminder of where I want to go and that I need to be saving for it.
A little research and some advance planning can save a lot. I believe it's the key to a dream vacation. Last minute bargains can be fabulous... spontaneous and fun... HOWEVER you may be getting the vacation that no body else wanted. You may not get the type of vacation that suits you. You may be getting something that is "good enough" at a good price.
I truly believe that the research and the anticipation and the planning process can be inspirational. Even thinking about a great future vacation can be a stress reliever. Knowing that you have something to look forward to can be a great motivator.
If you want fabulous travel stories and money is no object, pick up a magazine and choose something from the glossy pages. Phone, or click and start your vacation. IF you're more like me, and money is always an issue, then you need to put in the time and do the research.
First... what kind of vacation are you after? Tropical? European? Land or Sea? Backyard adventure? Hands on experience? Something you saw on TV?
Step 2... Google. What did you see in the magazine that you wanted? Now, do you want to be on that exact beach or something similar? Or do you want to eat in a restaurant you saw on the Food Network? Where is it?
Step 3... How do you get there? Car, plane? If it's a plane... research what airlines fly to your potential destination. Is it seasonal service? What does it cost?
Step 4... Research the the country, the climate, the politics, the money, the crime, the tourism industry, the activities available. Can you live with the answers? If yes, keep going. If not, move on to another destination. What do the folks on Trip Advisor have to say about it?
Step 5.... Find out where you want to stay. Then... and this is the most important step.... find a way to start communicating with them. Usually this is as easy as subscribing to their e-mail list. It won't be long before they are sending you special offers. This includes getting on the mailing list of the airline you plan to use so that you get notice of seat sales. Seat sales often only last a day or two. It pays (or saves!) to be on top of this.
Step 6... Price out your potential vacation. Try it in various months or dates. National holidays and school holidays (Easter, Thanksgiving, Spring Break etc) will tend to be higher. Can you go at less busy times? Once you have a good grasp on the cost, start planning and saving. Corny as it may sound... I have a big glass pickle that says "My Maui Money" on it. You can bet it's a great visual reminder of where I want to go and that I need to be saving for it.
A little research and some advance planning can save a lot. I believe it's the key to a dream vacation. Last minute bargains can be fabulous... spontaneous and fun... HOWEVER you may be getting the vacation that no body else wanted. You may not get the type of vacation that suits you. You may be getting something that is "good enough" at a good price.
I truly believe that the research and the anticipation and the planning process can be inspirational. Even thinking about a great future vacation can be a stress reliever. Knowing that you have something to look forward to can be a great motivator.
Friday, March 18, 2011
Not that serious
Have you ever had one of those days where things just got a little out of hand? One of those days where in the moment it all seems pretty stressful, but when you look back maybe it wasn't that terrible after all?
I think everybody gets wrapped up in their own job. You want to do the best you can do. You judge yourself more harshly than others would judge. But shouldn't we all give ourselves a break?
Most of our jobs aren't life or death situations. So, if something didn't get done quite right, or as quickly as you'd hoped, it's not truly the end of the world. Maybe give yourself a Kit Kat & give yourself a break.
I think everybody gets wrapped up in their own job. You want to do the best you can do. You judge yourself more harshly than others would judge. But shouldn't we all give ourselves a break?
Most of our jobs aren't life or death situations. So, if something didn't get done quite right, or as quickly as you'd hoped, it's not truly the end of the world. Maybe give yourself a Kit Kat & give yourself a break.
Wednesday, March 16, 2011
Can you do 72?
In case of a serious natural disaster or other potentially life threatening situation, could you sustain yourself and your family for 72 hours?
The Government of Canada recommends that families be prepared to take care of themselves for 72 hours in the event of a large scale disaster. 72 hours should be enough time for help to arrive. But in order to receive help, you have to survive.
The tragedies in Japan, so fresh in our minds and on our televisions, should heighten personal awareness and cause everyone to think about their own situations and analyze our own potential hazards. I'm not saying "be selfish and only think of yourself." On the contrary, I'm saying do what you can to help others while they are in danger, but should that happen to you, how would you help YOURSELF.
What if rescue workers couldn't get to you? What if you were isolated by flood or fire? Think about the natural and man-made hazards that exist in your own personal location. Then prepare for your personal situation, and pray it never happens.
What is your evacuation route? How would you communicate is cell and Internet service was knocked out? What if roads were not useable? In the case of flood... what is higher ground? If your house roof was your only option, how would you and your children get up there. Things as simple as... know where your ladder is.
Non-perishable food supplies. I'm not saying buy out the grocery store, I'm saying have food and clean water supply available, enough to sustain your family for 72 hours. And think about the little details.... canned food, requires a can opener.
Who can you call for help? Do you have a phone book? They seem irrelevant now with Google, but what if you had no Internet service? Assume that 911 is flooded with critical life situations and could not take your call. Who would get to you? Who can help? This is when neighbors need each other. Do you know your neighbors?
Be a Boy Scout. Know that you could sustain yourself and your family for at least 72 hours. For more info, go to Get Prepared
The Government of Canada recommends that families be prepared to take care of themselves for 72 hours in the event of a large scale disaster. 72 hours should be enough time for help to arrive. But in order to receive help, you have to survive.
The tragedies in Japan, so fresh in our minds and on our televisions, should heighten personal awareness and cause everyone to think about their own situations and analyze our own potential hazards. I'm not saying "be selfish and only think of yourself." On the contrary, I'm saying do what you can to help others while they are in danger, but should that happen to you, how would you help YOURSELF.
What if rescue workers couldn't get to you? What if you were isolated by flood or fire? Think about the natural and man-made hazards that exist in your own personal location. Then prepare for your personal situation, and pray it never happens.
What is your evacuation route? How would you communicate is cell and Internet service was knocked out? What if roads were not useable? In the case of flood... what is higher ground? If your house roof was your only option, how would you and your children get up there. Things as simple as... know where your ladder is.
Non-perishable food supplies. I'm not saying buy out the grocery store, I'm saying have food and clean water supply available, enough to sustain your family for 72 hours. And think about the little details.... canned food, requires a can opener.
Who can you call for help? Do you have a phone book? They seem irrelevant now with Google, but what if you had no Internet service? Assume that 911 is flooded with critical life situations and could not take your call. Who would get to you? Who can help? This is when neighbors need each other. Do you know your neighbors?
Be a Boy Scout. Know that you could sustain yourself and your family for at least 72 hours. For more info, go to Get Prepared
Tuesday, March 15, 2011
Westjet 15th Birthday Sale
Until March 17th, Westjet.com has sale prices on most of their destinations for travel up to the end of June. Depending on your travel interests and budgets, you may snag a deal to celebrate.
Monday, March 14, 2011
Bacteria in your pillow
Eat your veggies and get your rest! Good advice that I think we can all agree is necessary for good health.
But did you know that the fluffy white pillow you rest your head on at night could be causing a host of health problems? Do you wake up "stuffy" or congested? Do you have trouble sleeping at night? Have asthma, allergies or feel groggy in the mornings? It could be because you've been breathing in bacteria, fungus, dust mites and worse. Even if you wash your pillow case every week, you could be harbouring a mass of health hazards under your head.
Pillows absorb germs, skin, bacteria and saliva when we sleep. Even with the cases washed in HOT water and dried on hot heat, the germs from the pillow itself can bounce right back into your lungs while you sleep.
What can and should be done? To extend the freshness of your pillow, use pillow protectors or antibacterial covers underneath your own decorative pillow case. And since most pillows don't respond well to washing machines, you may wish to simply give it 10-15 minutes in the dryer to kill bacteria. Paediatricians and allergy specialists recommend changing pillows every 6 months to year for allergy prone patients.
Bedding manufacturer, Martex, recommends that everyone replace their pillow at least every two years.
In my house, we get a "round of new pillows" each new year. "Out with the old and in with the new," I say.
There are new antimicrobial and antibacterial pillows on the market, and are priced as low as $10. (Loblaws/Superstore). Pillows come in all shapes, stuffing and sizes. Prices vary from 2/$8 at Walmart to $25 or more at specialty home retailers. Regardless of the pillow you chose, I believe it's a very small price to pay to breathe easier. So if it's 2 years old or more, it's gotta go!
But did you know that the fluffy white pillow you rest your head on at night could be causing a host of health problems? Do you wake up "stuffy" or congested? Do you have trouble sleeping at night? Have asthma, allergies or feel groggy in the mornings? It could be because you've been breathing in bacteria, fungus, dust mites and worse. Even if you wash your pillow case every week, you could be harbouring a mass of health hazards under your head.
Pillows absorb germs, skin, bacteria and saliva when we sleep. Even with the cases washed in HOT water and dried on hot heat, the germs from the pillow itself can bounce right back into your lungs while you sleep.
What can and should be done? To extend the freshness of your pillow, use pillow protectors or antibacterial covers underneath your own decorative pillow case. And since most pillows don't respond well to washing machines, you may wish to simply give it 10-15 minutes in the dryer to kill bacteria. Paediatricians and allergy specialists recommend changing pillows every 6 months to year for allergy prone patients.
Bedding manufacturer, Martex, recommends that everyone replace their pillow at least every two years.
In my house, we get a "round of new pillows" each new year. "Out with the old and in with the new," I say.
There are new antimicrobial and antibacterial pillows on the market, and are priced as low as $10. (Loblaws/Superstore). Pillows come in all shapes, stuffing and sizes. Prices vary from 2/$8 at Walmart to $25 or more at specialty home retailers. Regardless of the pillow you chose, I believe it's a very small price to pay to breathe easier. So if it's 2 years old or more, it's gotta go!
Thursday, March 10, 2011
Flood Preparation
Spring flooding is becoming an annual occasion in our part of the country. While forecasting the event is becoming more and more sophisticated, you never can truly know when the water will rise and how rapidly.
What we DO know is that it spring comes every year and with it, sometimes, comes floodwaters. While you can not control Mother Nature, you can take charge of your own household and make flood preparations a part of your late winter routine.
One of the first things you can do is to call your insurance agent and have a conversation about your current insurance coverage. Does it cover overland flooding? Does it cover sewer back up? What if you have a backwater valve installed, will that reduce your deductible? Ask about your coverage in detail. The better informed you are, the fewer surprises you will have down the road.
Next, when was that last time you had a licensed plumber inspect your household plumbing? Are your drains clean, do you have a sump pump in your basement? Many municipalities that have flooding issues have initiated sump pump programs and subsidies for homeowners. Does your municipality offer this? If they do, the requirement is almost always that a licensed plumber install the sump pump and sign off on it. If this is the case in your area, you NEED to call a plumber well in advance to book your appointment.
Back in your basement you can take steps immediately. Move any keepsakes to higher ground. Consider putting your washer and dryer up on blocks or a pallet to get them off the floor. Remember to disconnect their electrical, or turn off the breaker, if flooding becomes imminent.
For items that are in permanent storage in your basement, can you enclose them in Rubbermaid totes, or other similar storage containers. Or would it be better to rent an off-site storage locker?
Finally, prepare yourself for short notice evacuation should the situation become serious. Pack at least an overnight back of your clothes, medications etc. Also in that bag you should include copies of your insurance policy, or at the very least your Insurance Agents' emergency contact number. Do you know where your pets might reside if you are forced to live at a hotel for a few days? What other things might you need?
Thinking through your evacuation plan and planning for flooding events will help you mitigate the damage and disruption to your household should a flood or other disaster occur.
What we DO know is that it spring comes every year and with it, sometimes, comes floodwaters. While you can not control Mother Nature, you can take charge of your own household and make flood preparations a part of your late winter routine.
One of the first things you can do is to call your insurance agent and have a conversation about your current insurance coverage. Does it cover overland flooding? Does it cover sewer back up? What if you have a backwater valve installed, will that reduce your deductible? Ask about your coverage in detail. The better informed you are, the fewer surprises you will have down the road.
Next, when was that last time you had a licensed plumber inspect your household plumbing? Are your drains clean, do you have a sump pump in your basement? Many municipalities that have flooding issues have initiated sump pump programs and subsidies for homeowners. Does your municipality offer this? If they do, the requirement is almost always that a licensed plumber install the sump pump and sign off on it. If this is the case in your area, you NEED to call a plumber well in advance to book your appointment.
Back in your basement you can take steps immediately. Move any keepsakes to higher ground. Consider putting your washer and dryer up on blocks or a pallet to get them off the floor. Remember to disconnect their electrical, or turn off the breaker, if flooding becomes imminent.
For items that are in permanent storage in your basement, can you enclose them in Rubbermaid totes, or other similar storage containers. Or would it be better to rent an off-site storage locker?
Finally, prepare yourself for short notice evacuation should the situation become serious. Pack at least an overnight back of your clothes, medications etc. Also in that bag you should include copies of your insurance policy, or at the very least your Insurance Agents' emergency contact number. Do you know where your pets might reside if you are forced to live at a hotel for a few days? What other things might you need?
Thinking through your evacuation plan and planning for flooding events will help you mitigate the damage and disruption to your household should a flood or other disaster occur.
Monday, March 7, 2011
Tell your kids to GET OUT
It cuts back to basics. It's the simple truth... nothing... NOT A THING matters as long as your family is safe.
There was a house fire in our community last night. Parents and four children made it out alive (and unharmed) in the middle of the night. The house burnt to the ground. They made it out because they knew what to do and acted quickly. Possessions were irrelevant; people are everything.
Within hours of the tragedy, the community has come together to provide essential items, and is overflowing with support. They will be fine. Their community and school will ensure that.
But what I personally want everyone to do with their own family is to reinforce the "GET OUT" message when it comes to fire. Five-year-olds, and even younger understand that fire is dangerous and life threatening and should be avoided. Tell them, and show them, how to get out of their own bedrooms in case of fire. Show them it's ok to yell and scream when there is a fire and to NEVER EVER, under any circumstances hide when there is a fire. GET OUT is the only acceptable answer.
Older kids have questions and more sophisticated concerns. With them, listen and explore their fears and provide them with the most accurate, truthful, appropriate answers. My oldest child wanted to know exactly where we would go, and what we would do for clothes and food. I went over a detailed plan and explained how even if we had no clothes, Grandma would go out and get something immediately. (So we wouldn't have to go to a store in our pajamas.) My child didn't ask once about toys or keepsakes. Even children know instinctively what their basic needs are.
(I'll blog about fire safety, clutter and fire hazards another day.)
Schools and local fire departments go over fire safety education for our children. But it is critical you personalize it and map it out, and walk through it in your own home. Every home and layout is different. Identify all possible escape routes. Practice! Blow a whistle, or test your smoke alarm. Then GET OUT. Where is your meeting place? Who is the closest neighbor you can go to for help? You know the drill. Make sure your kids know it too!
There was a house fire in our community last night. Parents and four children made it out alive (and unharmed) in the middle of the night. The house burnt to the ground. They made it out because they knew what to do and acted quickly. Possessions were irrelevant; people are everything.
Within hours of the tragedy, the community has come together to provide essential items, and is overflowing with support. They will be fine. Their community and school will ensure that.
But what I personally want everyone to do with their own family is to reinforce the "GET OUT" message when it comes to fire. Five-year-olds, and even younger understand that fire is dangerous and life threatening and should be avoided. Tell them, and show them, how to get out of their own bedrooms in case of fire. Show them it's ok to yell and scream when there is a fire and to NEVER EVER, under any circumstances hide when there is a fire. GET OUT is the only acceptable answer.
Older kids have questions and more sophisticated concerns. With them, listen and explore their fears and provide them with the most accurate, truthful, appropriate answers. My oldest child wanted to know exactly where we would go, and what we would do for clothes and food. I went over a detailed plan and explained how even if we had no clothes, Grandma would go out and get something immediately. (So we wouldn't have to go to a store in our pajamas.) My child didn't ask once about toys or keepsakes. Even children know instinctively what their basic needs are.
(I'll blog about fire safety, clutter and fire hazards another day.)
Schools and local fire departments go over fire safety education for our children. But it is critical you personalize it and map it out, and walk through it in your own home. Every home and layout is different. Identify all possible escape routes. Practice! Blow a whistle, or test your smoke alarm. Then GET OUT. Where is your meeting place? Who is the closest neighbor you can go to for help? You know the drill. Make sure your kids know it too!
Sunday, March 6, 2011
What are you saving for?
Time to check in... how did February go? Did you take the 20% reduction challenge? Did you reduce your spending? Were you able to go through your clothes and other belongings and find things to donate?
I practice what I preach and am pleased to report that we did indeed cut spending by at least 20% in February. No new clothes or shoes came into our house. We didn't buy any gifts or random "wants" in February either. We stuck to our goals and no one is any worse for it.
Groceries were down only about 15%. However, we nearly cut out our eating-out budget all together. (One night we had Chinese food after out of town hockey games.) We even skipped take-out with the grandparents and instead bought a big family size lasagna at the grocery store once, and made ribs in the crock pot the other time.
Now I did have Starbucks three times in February. There has to be some small rewards. Two of those times came off a gift card I had previously received, so I don't even count them. LOL.
Most importantly, to me, I got through that laundry pile and managed to donate 7 boxes of clothing to the second hand store. I did keep the very best of the kids' clothes for a friend. The best part about this "chore" is a genuine reduction in laundry. The way I look at it, my kids only wear about 6 different shirts and 4 pairs of pants right now anyway, why do they need 30 that they "sort of like" or are old, in their closet to choose from? With fewer clothes in the house, we have to do laundry more frequently but that's actually a good thing. It doesn't pile up and make a big headache or mess.
A reduction in "stuff" and a reduction in bills is fantastic. But ultimately, what are you saving and what are you saving for? When it comes to laundry, you can be certain that less laundry means less water used and less detergent. It also means less personal time and stress on that chore. It can free up more time for cooking, or baking or enjoying outdoor activities.
Financially, I'm saving for vacations and to put together a better rainy-day fund than currently exists. I'm also teaching my kids to value their money and to spend it after careful consideration. If it takes "chores" (for them) to earn money (allowance) then they understand better that what they spend that money on better be worth it. And kids learn a lot when you make them an active participant in grocery shopping. When I tell them they can spend $5 on snacks, you better believe they look at the prices and try to get the most for their money.
On a related note, Bank of Montreal just announced a great deal for kids. For youth under 16 who open up a savings account at Bank of Montreal, in March and April, they will give you $25. You have to put your own $25 in first, and maintain that minimum balance for at least 60 days. But isn't that a great incentive for your kids? Bank of Montreal will match their first $25 in savings! Wouldn't that be amazing... to help them watch their savings grow as they do the same?
Here's the link to check it out : Bank of Montreal Kids' Savings Offer
I practice what I preach and am pleased to report that we did indeed cut spending by at least 20% in February. No new clothes or shoes came into our house. We didn't buy any gifts or random "wants" in February either. We stuck to our goals and no one is any worse for it.
Groceries were down only about 15%. However, we nearly cut out our eating-out budget all together. (One night we had Chinese food after out of town hockey games.) We even skipped take-out with the grandparents and instead bought a big family size lasagna at the grocery store once, and made ribs in the crock pot the other time.
Now I did have Starbucks three times in February. There has to be some small rewards. Two of those times came off a gift card I had previously received, so I don't even count them. LOL.
Most importantly, to me, I got through that laundry pile and managed to donate 7 boxes of clothing to the second hand store. I did keep the very best of the kids' clothes for a friend. The best part about this "chore" is a genuine reduction in laundry. The way I look at it, my kids only wear about 6 different shirts and 4 pairs of pants right now anyway, why do they need 30 that they "sort of like" or are old, in their closet to choose from? With fewer clothes in the house, we have to do laundry more frequently but that's actually a good thing. It doesn't pile up and make a big headache or mess.
A reduction in "stuff" and a reduction in bills is fantastic. But ultimately, what are you saving and what are you saving for? When it comes to laundry, you can be certain that less laundry means less water used and less detergent. It also means less personal time and stress on that chore. It can free up more time for cooking, or baking or enjoying outdoor activities.
Financially, I'm saving for vacations and to put together a better rainy-day fund than currently exists. I'm also teaching my kids to value their money and to spend it after careful consideration. If it takes "chores" (for them) to earn money (allowance) then they understand better that what they spend that money on better be worth it. And kids learn a lot when you make them an active participant in grocery shopping. When I tell them they can spend $5 on snacks, you better believe they look at the prices and try to get the most for their money.
On a related note, Bank of Montreal just announced a great deal for kids. For youth under 16 who open up a savings account at Bank of Montreal, in March and April, they will give you $25. You have to put your own $25 in first, and maintain that minimum balance for at least 60 days. But isn't that a great incentive for your kids? Bank of Montreal will match their first $25 in savings! Wouldn't that be amazing... to help them watch their savings grow as they do the same?
Here's the link to check it out : Bank of Montreal Kids' Savings Offer
Wednesday, March 2, 2011
Hard to look at
I watched a bit of television tonight. I saw Charlie Sheen, star of one of my favourite all time comedies, as he unravels. It's hard to see. He was such a brilliant comedic actor and now, it seems, he's scripting his own exit. It such a shame to see him in such chaos.
Then, switched the channel and tuned into Hoarders. It's important to for me to see the shows, on account of work. It's another show that is difficult to watch but at least when I see it, I believe I have the skills to help someone in that situation. When I see the struggles of people dealing with their own personal hoarding issues I feel compassion. I don't judge. I want them to get help.
Each situation is different, but there is most certainly one thing in common: They all have to take the first step. There comes a time to just tackle the issue. A time to ask for help.
Hoarders need their families. They also need counselling - whether it is a clinician, a pastor, or a psychologist, they need to start talking and releasing some of their thoughts. It is only when we begin to understand what brought them to this point, can we help them move forward.
Shows like Hoarders are great to get people talking. We can see the pain in holding on to items rather than letting things go. Items that can not be found, or used lack value. If it costs you more in anxiety and stress and health and living space, than it serves meaningful purpose is it worth it?
Shows like ET, TMZ etc that seems to be exploiting Charlie Sheen, Lindsay Lohan and others aren't serving a purpose that I can see. And since I can not help or understand the situation, I won't be watching them any longer. But as shows like Hoarders bring about meaningful discussion on topics that touch all regions of our continent, I WILL continue to watch. I will watch so that I may better understand and better hone my technique as an Organizer. Each situation is unique and will play out differently. I can only hope that when I get the chance to help someone get their life back on track, my skills will serve me well. It's with a genuine desire to help that I approach every situation. I may not always have the right words. I may ask difficult questions and I most certainly do not have all the answers. But I won't look away. Not when I know I can help.
Then, switched the channel and tuned into Hoarders. It's important to for me to see the shows, on account of work. It's another show that is difficult to watch but at least when I see it, I believe I have the skills to help someone in that situation. When I see the struggles of people dealing with their own personal hoarding issues I feel compassion. I don't judge. I want them to get help.
Each situation is different, but there is most certainly one thing in common: They all have to take the first step. There comes a time to just tackle the issue. A time to ask for help.
Hoarders need their families. They also need counselling - whether it is a clinician, a pastor, or a psychologist, they need to start talking and releasing some of their thoughts. It is only when we begin to understand what brought them to this point, can we help them move forward.
Shows like Hoarders are great to get people talking. We can see the pain in holding on to items rather than letting things go. Items that can not be found, or used lack value. If it costs you more in anxiety and stress and health and living space, than it serves meaningful purpose is it worth it?
Shows like ET, TMZ etc that seems to be exploiting Charlie Sheen, Lindsay Lohan and others aren't serving a purpose that I can see. And since I can not help or understand the situation, I won't be watching them any longer. But as shows like Hoarders bring about meaningful discussion on topics that touch all regions of our continent, I WILL continue to watch. I will watch so that I may better understand and better hone my technique as an Organizer. Each situation is unique and will play out differently. I can only hope that when I get the chance to help someone get their life back on track, my skills will serve me well. It's with a genuine desire to help that I approach every situation. I may not always have the right words. I may ask difficult questions and I most certainly do not have all the answers. But I won't look away. Not when I know I can help.
Sweet Easter Travel Deals
The best time to grab airfare is on a Tuesday or Wednesday. It's a known fact. Airlines check their stock and discount what they have too much of. Generally, the best deals are to be had in that 6-8 week pre-flight range.
If you're truly after a bargain, don't be scared to take a milk-run route. Meaning, one or two stops. Sometimes you can literally save hundreds off the direct flight. But then, and herein lies the gamble... What if a plane is delayed? How much money is your time worth? But sometimes, one extra stop for a $300 savings is... soooo worth it.
Also, the best way to grab a bargain, and be the hero at work too, is to GO when everyone else is coming back. So, lets say you work in hospitality... volunteer to work the long weekends. You'll make time and half pay, plus be the hero to the folks who don't have to work the long weekend. Then... you take off the day they get back and enjoy your own half price vacation. I'm sure it's like a 70% savings, if you factor in the fact you got paid extra for working... but never mind. I'll get to my point.
Easter 2011: Good Friday is April 22nd; Sunday the 24th. Most people will try to take off on the 21st to beat the crowds. Too bad for them if they are just trying to book airfare. Just about anywhere will be $800+ with those dates.
However... if you want to leave on Sunday the 24th, Westjet will take you from YWG to PHX for $98.99 (one way, plus tax). This is way lower than typical. Same dates to Orlando... $139. (Or Cheaper with the Air canada Facebook discount code - good until March 4) The hotels will also be cheaper because people will be checking out... not typically checking in. Rates will be 30% less, if not a better deal.
So if you were thinking about a quick trip somewhere exciting... think about going after the long weekend. Any long weekend. And when you see a great price, book quick. They can disappear just as quickly as the Easter Chocolate!
---------
Further to Maui
If you are thinking about taking your sweetie to Maui, Air Canada STILL has lots of great dates. You just have to go to Aircanada.ca and play around with dates. Lucky for us, they have a lowest price date tab on the top. And you can see why going a day earlier, or later can be real savings.
April 24th-29th, with the discount code, now comes out to $579.52 with taxes. That's for 5 days, but you can do 10 at the same price. A steal. And on one of the world's top rated airlines... you can't beat it. Then I would go to Expedia.ca and look around for hotel deals. Or hotel and car, if you are so inclined. That's when Maui can get as expensive as you want it to be. Sheraton, Westin or Marriott hotels run about $350 a night. Condos, and Canadian hotels like the Maui Coast can be $100-$200 per night. It's up to you to decide where you want to be, and how much luxury is enough.
I do want to mention that any of the above mentioned deals can be found through Canadian travel agencies. And each time I find something great that I want, I call my Travel Agent with the details (Especially flight numbers) and then get her to line it up. That way me, and my credit card, deal with someone I trust and SHE still gets a commission. So, it does pay to have a relationship established with your travel agent, and have her on speed dial, because as I said before, the clock is ticking.
If you're truly after a bargain, don't be scared to take a milk-run route. Meaning, one or two stops. Sometimes you can literally save hundreds off the direct flight. But then, and herein lies the gamble... What if a plane is delayed? How much money is your time worth? But sometimes, one extra stop for a $300 savings is... soooo worth it.
Also, the best way to grab a bargain, and be the hero at work too, is to GO when everyone else is coming back. So, lets say you work in hospitality... volunteer to work the long weekends. You'll make time and half pay, plus be the hero to the folks who don't have to work the long weekend. Then... you take off the day they get back and enjoy your own half price vacation. I'm sure it's like a 70% savings, if you factor in the fact you got paid extra for working... but never mind. I'll get to my point.
Easter 2011: Good Friday is April 22nd; Sunday the 24th. Most people will try to take off on the 21st to beat the crowds. Too bad for them if they are just trying to book airfare. Just about anywhere will be $800+ with those dates.
However... if you want to leave on Sunday the 24th, Westjet will take you from YWG to PHX for $98.99 (one way, plus tax). This is way lower than typical. Same dates to Orlando... $139. (Or Cheaper with the Air canada Facebook discount code - good until March 4) The hotels will also be cheaper because people will be checking out... not typically checking in. Rates will be 30% less, if not a better deal.
So if you were thinking about a quick trip somewhere exciting... think about going after the long weekend. Any long weekend. And when you see a great price, book quick. They can disappear just as quickly as the Easter Chocolate!
---------
Further to Maui
If you are thinking about taking your sweetie to Maui, Air Canada STILL has lots of great dates. You just have to go to Aircanada.ca and play around with dates. Lucky for us, they have a lowest price date tab on the top. And you can see why going a day earlier, or later can be real savings.
April 24th-29th, with the discount code, now comes out to $579.52 with taxes. That's for 5 days, but you can do 10 at the same price. A steal. And on one of the world's top rated airlines... you can't beat it. Then I would go to Expedia.ca and look around for hotel deals. Or hotel and car, if you are so inclined. That's when Maui can get as expensive as you want it to be. Sheraton, Westin or Marriott hotels run about $350 a night. Condos, and Canadian hotels like the Maui Coast can be $100-$200 per night. It's up to you to decide where you want to be, and how much luxury is enough.
I do want to mention that any of the above mentioned deals can be found through Canadian travel agencies. And each time I find something great that I want, I call my Travel Agent with the details (Especially flight numbers) and then get her to line it up. That way me, and my credit card, deal with someone I trust and SHE still gets a commission. So, it does pay to have a relationship established with your travel agent, and have her on speed dial, because as I said before, the clock is ticking.
Tuesday, March 1, 2011
Clean up your computer
When was the last time you cleaned up your computer? It's time, isn't it?
It's quick and easy. It will take you 20 minutes and you'll be better off for it.
Turn it off, then wipe the keyboard, the monitor and your mouse with a soft dusting cloth. Next, double check that your wires are all still in proper working order. Chewed or frayed wires can spell disaster. Nothing like frying your hard drive to give you a good dose of off-line reality.
Next, with the computer on, go through your e-mail box. Delete, delete, delete. Then don't forget to delete your "trash" bin too. Are there any old files you can afford to delete? What about photos? Instead of keeping 15 out takes in addition to the 1 photo you cherish, consider keeping just the one you love.
When was the last time you backed up your files to an external hard drive, or transferred some of your favourite photos to a DVD? If you don't think you have the time, or the need to do this, simply consider how you would feel if you lost them.
Lastly, if you're on Facebook or other file sharing social networks, consider spending a couple minutes to delete files and update your security settings/privacy there as well.
When was the last time you changed your passwords? That's not a bad idea either.
Time to run your virus checker. What... no virus checker? Time to download Norton, or buy something from your local office supply store. Your operating software probably also comes with a "disc cleanup" or a setting to maximize your space....time to run that as well.
Gotta keep the machine running clean. What would you do without it?
It's quick and easy. It will take you 20 minutes and you'll be better off for it.
Turn it off, then wipe the keyboard, the monitor and your mouse with a soft dusting cloth. Next, double check that your wires are all still in proper working order. Chewed or frayed wires can spell disaster. Nothing like frying your hard drive to give you a good dose of off-line reality.
Next, with the computer on, go through your e-mail box. Delete, delete, delete. Then don't forget to delete your "trash" bin too. Are there any old files you can afford to delete? What about photos? Instead of keeping 15 out takes in addition to the 1 photo you cherish, consider keeping just the one you love.
When was the last time you backed up your files to an external hard drive, or transferred some of your favourite photos to a DVD? If you don't think you have the time, or the need to do this, simply consider how you would feel if you lost them.
Lastly, if you're on Facebook or other file sharing social networks, consider spending a couple minutes to delete files and update your security settings/privacy there as well.
When was the last time you changed your passwords? That's not a bad idea either.
Time to run your virus checker. What... no virus checker? Time to download Norton, or buy something from your local office supply store. Your operating software probably also comes with a "disc cleanup" or a setting to maximize your space....time to run that as well.
Gotta keep the machine running clean. What would you do without it?
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